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The ma teria l on the money to the ma sses website, 80-20 investor, da mien’s money mot, a ssocia ted pa ges, cha nnels, a ccounts a nd a ny other correspondence a re for genera l informa tion only a nd do not constitute investment, ta x, lega l or other form of a dvice. You should not rely on this informa tion to ma ke (or refra in from ma king) a ny decisions. 1 Alwa ys obta in independent, professiona l a dvice for your own pa rticula r situa tion. Lea denha ll lea rning (owner of money to the ma sses, 80-20 investor a nd da mien’s money mot) a nd its sta ff do not a ccept lia bility for a ny loss suffered by rea ders a s a result of a ny such decisions or their use of a ny informa tion on this site. http://3b8.s3-website.ap-east-1.amazonaws.com/damage-loss-claim/subsidence-damage-insurance-claim/How-to-Make-a-Storm-Damage-Insurance-Claim.html

If the worst ha ppens a nd flood wa ter does get into your property, there a re still things you ca n do to help reduce the da ma ge: if you ha ve a irbricks with remova ble covers, put them on during the flood, but remove them a fterwa rds to help the drying out process move expensive electrica l items upsta irs, if you ca n check a ny rea dy-ma de flood defences you buy for a kitema rk supported by the environment a gency – you’ll know they’ve been tested a nd proven to work if your electricity supply isn’t a lrea dy switched off a t the ma ins, a sk a professiona l electricia n to do this. Above a ll, don’t touch sources of electricity when you’re sta nding in flood wa ter.

Ca ll your insura nce a gent or compa ny a s soon a s possible to report property da ma ge. For compa ny phone numbers, use our compa ny lookup or ca ll us a t 800-252-3439. Keep a record of everyone you ta lked to with your compa ny. Be rea dy to a nswer questions a bout the da ma ge. Ask a bout a n a dva nce pa yment if you need help quickly. Ask a bout living expenses. Most policies will cover some of the costs you ha ve if you a re una ble to live in your home beca use of da ma ge tha t is covered by your insura nce. Keep your receipts for these costs. If you need shelter or emergency food or wa ter, conta ct the red cross a t 800-733-2767.

Floods, storms a nd extreme wea ther

Ta gs: da ma ge , insura nce , storm , trees

it’s a good idea to check the condition of your roof regula rly, but it’s especia lly importa nt before a storm. 2 High winds ca n unsettle roof tiles a nd hea vy snowfa ll ca n put weight a nd pressure on the roof, ca using it to sa g. If your roof needs repa irs, a ssess wha t’s needed a nd ha ve it completed before the storm hits. Clea n your ra in gutters during a storm, debris ca n build up in your ra in gutters a nd prevent the wa ter from flowing norma lly. Once they’re clea r, ma ke sure they’re fitted securely. Give the trees a trim if you’re worried tha t a n erra nt bra nch could brea k off a nd ca use da ma ge to your home, it could be time to do some tree trimming.

Immedia tely instruct one of our highly experienced a ssessors to be your sole point of conta ct throughout the cla im process. Arra nge immedia te emergency works for storm da ma ge such a s tempora ry roof coverings, in order to protect your property from further da ma ge a nd prevent further loss. Arra nge suita ble emergency a ccommoda tion, such a s a loca l hotel or guest house, which is both comforta ble a nd of a good sta nda rd, a t no expense to yourselves. Therea fter our a gency pa rtners ca n a ssist in a rra nging a ppropria te longer term renta l a ccommoda tion. Discuss the provision of emergency pa yments with your insurer if required. Arra nge inspection a nd a ssessment of the building a nd contents by a qua lified disa ster restora tion compa ny.

The most common cla im we receive following a storm is for roof da ma ge, so it is importa nt to check your roof every yea r for a ny missing or da ma ged tiles. You should be a ble to do this sa fely from the ground by using binocula rs a nd looking for a ny cra cks or ga ps. If there a re a ny cra cks or ga ps, you should get these professiona lly repa ired a s soon a s possible to prevent strong winds from getting undernea th the tiles a nd ca using more da ma ge. More tha n ha s helpfully published a guide with more informa tion on ma inta ining your roof.