If you know that a recent storm has caused problems with your property, you should contact us in the first instance – even if you suspect it’s only decorative or superficial. Impact from falling trees, flood water, and the consequences of other storm-related incidents can easily affect your property’s integrity and cause structural issues that are not immediately obvious. To avoid further losses and mitigate costly deterioration, you need to instruct one of our loss assessors to attend the site as soon as possible. They will assess the extent of the damage and get the ball rolling on any remedial works right away.

If your vehicle is damaged by a flood, hail or very strong winds, comprehensive car insurance should protect you. But even if you avoid storm damage, you could have misfortune passed on to you in the form of a flood-damaged car. If you're buying a used car in the aftermath of a local flood, look out for suspicious low-priced vehicles. Flood-damaged cars can harbour a number of problems that may not be immediately apparent. As we warned some time ago, insurers go to some lengths to make sure flood-damaged cars don't reach the market, but some slip through. There are a few tips you can follow to help avoid that danger. http://3b8.s3-website.ap-east-1.amazonaws.com/damage-loss-claim/subsidence-damage-insurance-claim/How-to-Make-a-Storm-Damage-Insurance-Claim.html

Information about the weather

Both commercial or residential storm damage can be distressing and can cause unseen damage. A storm is typically defined by insurers as wind speeds over 50-55mph. Insurers do not tend to use local weather reports and be restricted to information from weather stations which can be miles away from the location of the damage whereas we use local weather reports to support your claim. Ins property claims will gather all relevant information to support your claim for storm damage. This includes assessing the damage with a view to presenting to the insurers as definitively damage caused by the storm.

Storm damage is very often caused by impact (trees falling into house, tiles falling off) or water (rain coming through gaps in ceiling, drains overflowing and flash flooding), which is covered by your buildings insurance.

we provide some useful hints and tips on what to do in the event of storm/flood damage occurring at your home and some tips on how to avoid this from happening in the first place. For more information visit our storm and flood hints and tips pages.

Will my insurance cover storm eunice or storm franklin damage? damage to your home is usually covered by your home or buildings insurance policy, but policies do vary and it is important you read the small print. Insurance companies typically categorises winds of over a 55mph to be a storm. With gusts of up to 90mph, storm eunice definitely passes the first test. But, damage sustained during, what insurers call "an unusual weather event", does not mean your claim will be accepted by your provider. Insurance company, aviva said customers should check their buildings and contents insurance policies, but most will cover damage caused by storms.